Archive for the ‘medical insurance’ Category
Insurance for medical malpractice insurance is a big part of health care, and because most of us are not doctors, many of us do much about it. Doctors certainly do so. The high cost of malpractice insurance has forced many doctors to stop practicing together. A Brooklyn gynecologist was forced to retire because of his malpractice insurance bill is $ 160,000 per year. He never denounced or even as much resolution against him.
What exactly has happened so many medical malpractice insurance? Did you know that 10 cents of every dollar goes to pay doctors for malpractice insurance?
Medical malpractice insurance costs tens of thousands of dollars per year. This is the cost of doing business for a doctor, even if he never made a mistake or be sued. The reason is that in many countries, the jury awards excessive patient guilty rich know that the insurance company can pay. The cost of the process is then the physician. A study has shown that the cost of malpractice lawsuits is $ 30 billion per year and has risen from 10% per year
All these factors lead to the doctor for various measures that directly affect health care costs take. Since the doctors can be prosecuted at any time, they ordered many tests to protect themselves, and totally avoid some of the medical sector. This of course drives up the cost of healthcare. Medical specialties with the highest premiums, including obstetrics and anesthesiology. Many doctors completely avoid, and who can blame them?
What should a doctor who just wants to practice medicine and to be patient to do to help? For many insurers dropped the practice of health insurance, how much choice does the doctor?
There are many things to consider when purchasing medical malpractice insurance. Read more about the financial stability of your operator. Are they financially secure, or they will bankrupt and leave you holding the bag? See also the limitations in the policy. In other words, read the small print or better yet, your lawyer will do. How long has the company in business? Is the level of experience in dealing with misconduct claims? Make sure you are covered for additional tasks such things happen on your property and your business.